Independent Sydney mortgage brokers · FBAA accredited
Your bank has one answer.
We compare forty.
Equilend is an independent Sydney brokerage with access to 40+ lenders — majors, credit unions and specialists. We find the loan that actually fits your situation, negotiate the rate, and handle the paperwork. Our service costs you nothing.
No cost to you · No obligation · Reply within 24 hours
- Lenders on our panel
- 40+
- Credit Rep 571123
- FBAA
- Cost to borrowers
- $0
- Response, guaranteed
- 24hr
Who we help
Where are you up to?
Buying your first home
Deposit, grants, borrowing power, what to offer — we'll walk you through each decision before you make it, in plain English.
Start hereRefinancing
If you haven't reviewed your rate in two years, you're probably paying for the privilege. We'll check what you're on against the market — it takes one call.
Check my rateInvesting in property
The right structure matters more than the lowest rate. We arrange lending that supports the next purchase, not just this one.
Talk strategyBusiness & commercial
Commercial property, equipment and asset finance through specialist lenders your bank won't always mention.
Get in touchWhat we arrange
The right loan for your situation.
Every loan below comes with the same approach: compare widely, recommend honestly, manage it through to settlement.
Home loans
Owner-occupier lending across 40+ lenders — variable, fixed, split, offset. Compared on the total cost, not the advertised rate.
Learn moreRefinancing
A structured review of your current loan against the market. If staying put is the right call, we'll tell you that too.
Learn moreInvestment loans
Lending structured around your portfolio plans — interest-only options, equity release and borrowing-power strategy across multiple properties.
Learn moreFirst home buyers
From “how much can I borrow?” to settlement day, including the government schemes and grants you may be eligible for.
Learn moreSMSF loans
Specialist lending for property purchased through your self-managed super fund, with lenders who actually do this well.
Learn moreSelf-employed & low-doc
Sole trader, contractor or company director? We work with lenders who can read non-standard income properly.
Learn moreWhy Equilend
Brokers who answer their own phone.
Independent, and structured that way.
We're paid by the lender on settlement — never by you — and we'll show you how that works before you sign anything. No bank owns us, and no lender gets preference.
Western Sydney is our patch.
Based in Greystanes, working from Parramatta to Penrith and across Greater Sydney. We know what these suburbs sell for and which lenders like them.
One broker, start to finish.
You deal with the person who runs your file — not a call centre, not a handover. FBAA accredited, Credit Representative 571123 of ACL 384704.
How it works
Four steps, no mystery.
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01
Talk
A 20-minute call about your goals, income and timing. You'll leave knowing your realistic borrowing range.
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02
Compare
We shortlist from 40+ lenders and show you the genuine contenders side by side — rate, fees, features, total cost.
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03
Apply
We package your application properly the first time and deal with the lender's questions so you don't have to.
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04
Settle & stay
We track it to settlement, then review your loan as rates move. You'll hear from us before your fixed term ends, not after.
Our lender panel
40+ lenders competing for your loan.
Major banks, credit unions and specialist lenders. Panel subject to change; lender suitability assessed case by case.
Free Suburb Report
Know the suburb before you buy in it.
Tell us the suburb and we'll send you a free report — median prices, 12-month growth, recent sales and days on market.
Free, no obligation. We won't pass your details to anyone.
Common questions
Fair questions.
What does a broker cost me?
Nothing. We're paid a commission by the lender when your loan settles, and we disclose exactly what that is before you proceed. You'd pay the same rate going to that lender directly — you'd just be doing the paperwork yourself.
Will you just push me to whichever lender pays you most?
No — and you don't have to take our word for it. Commissions across our panel are broadly similar, we show you the comparison we ran, and as licensed brokers we're legally required to act in your best interests. The recommendation comes with the reasoning attached.
How long does approval take?
Pre-approval is often 24–48 hours once your documents are in. Formal approval typically runs 7–20 business days depending on the lender. We chase them so you don't have to.
I'm self-employed — is that a problem?
It's a speciality, not a problem. We work with lenders who properly assess business income, including low-doc options for eligible borrowers.
Do you only work in Western Sydney?
That's home base — Greystanes, Parramatta, Blacktown, the Hills, Penrith — but we work with clients across Greater Sydney and interstate for investment lending.
Take the next step
Twenty minutes. Straight answers.
Book a free call and walk away knowing your borrowing power, your options, and whether your current loan still stacks up — whatever you decide to do next.